Question: did you take loans when going to uni as it very expensive

Uzair Abdullah answered on 18 Jul 2025:

Yes, I did take out student loans to help cover the cost of university, which is very common in the UK since tuition fees and living expenses can be quite high. Student Finance offers loans for both tuition and maintenance, and you only start repaying them once you’re earning above a certain amount after graduating. It’s more like a graduate tax than a traditional loan, and while the debt might look big, repayments are manageable and based on what you earn, not how much you borrowed. So it’s a helpful way to access higher education without needing to pay everything upfront.